How To Rent To Own A Home

Posted: March 15th, 2022 by Admin

By Paul Sharp

The main aim of this article is to assist the people in how to buy a home for your own. There are various financing owners and rent to own options to get your own home. Home ownership is where you can afford and rent to own a home or use owner financing. There are certain developers and organizations where they help you in finding a home for rent and if you later decide to own the house the still help you in owning the house after completing the formalities. They will also offer you owner financing so that at the end of the lease or rental period you need not be struck as to what to do. You can take your own time and can also refinance whenever you wish to do so. Most of the home buyers find this financing as the easiest one. They do all the financing and you need not go to bank because the bank will not provide such financing.

By this way you will be the owner of the house even before you really buy it with the lease option. You will be given two to three years to take the pros of lease option. The lease option does in any way compel you to buy the house. If you are not interested you can just leave the home at the end of the lease period. It is only the offer given by the owner to benefit you to purchase the house but if you are not interested you can just walk out. We help you in all ways to own a house if you really wish to. We help in financing and refinancing. Only think you will need is a small amount in hand for down payment and a job that can make it possible to buy you a house. The builders provide you option and give a list of the owner financed homes and you can choose one among them and inform them. They will themselves personally assist you regarding the lease option and home financing and clear your doubts before you actually enter into the lease option. They also find you a house that will suit your request.

Calculate your payment

[youtube]http://www.youtube.com/watch?v=BfWBHLFuLrc[/youtube]

Firstly you will have to calculate the payment for the house. The general monthly payment is one percent of the price amount. For example, if the house cost one hundred and ten thousand dollars then your monthly payment will be one thousand one hundred dollars. This will not be the same for everyone and will differ according to the down payment, taxes and other variables than will differ from home to home and from buyer to buyer.

How it works

The organizations give their website address. All you will have to do is to browse and choose a house that will suit your needs. You can mention in it whether you would like to rent a home or rent to own with the lease option and other details. If you don’t find a home that suits you, the builder will help you find one. Once these are made clear they will discuss regarding the finance or the lease option. After this the application process and the house is handed over to you. There will be many persons and counsellors helping and guiding you to get the finance or loan that you will need. The lenders will guide regarding the loan process, answering your questions, and taking you step-by-step to home ownership.

Thus this method of getting a home for your own will benefit you and will also be less burden and you need not run from pillar to post for getting loans and finance since the builders themselves provide for the same. It is also optional so that you can lease it for certain period or buy it at the end of the lease.

About the Author:

Rent to Buy

is a new approach which provides home buyers the opportunity of home ownership without taking on debt. It works like a normal rental agreement within a normally 20%-30% rental payment which is put towards the price of the home. OwnYourHome.com.au can help you find a

rent to buy

house that is right for you.

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China warns US to avoid trade confrontation

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China warns US to avoid trade confrontation

Posted: March 15th, 2022 by Admin

Tuesday, May 22, 2007

Speaking in Washington Tuesday at the conclusion of the China-U.S. trade summit, Chinese Vice Premier Wu Yi warned the U.S. not to pursue a ‘blame game’ in continued trade negotiations. “We should not easily blame the other side for our own domestic problems,” Wu said, speaking through an interpreter. “Confrontation does no good at all to problem-solving.”

The valuation of the Chinese Yuan has been closely tied to the U.S. Dollar for years. Critics charge that this resulted in a relatively low value, making Chinese goods cheaper in the U.S., contributing to the current trade imbalance that favours China.

Although the Chinese government expanded the band in which the Yuan can float (relative to the U.S. Dollar) from 0.3 percent to 0.5 percent last Friday, critics say the measure doesn’t go far enough to address the U.S. trade deficit. Members of the U.S. Congress have blamed China’s policy of currency manipulation for the rising trade imbalance and a 16 percent drop in manufacturing jobs since 2000. In 2006, U.S. imports from China exceeded exports by US$232.5 billion, almost one third of the total trade deficit of US$765.3 billion.

In April, the U.S. Department of Commerce filed a WTO piracy complaint against China. Subsequently, China has agreed to talks and has issued some internal guidelines to address the issue. Wu said that both sides should “firmly oppose trade protectionism.” She said that any effort to “politicize” the economic relationship between the two nations would be “absolutely unacceptable.”

“The Chinese government will agree to U.S. demands” on piracy, predicted Albert Louie, in April, about the upcoming talks. Louie is the managing partner of A. Louie Associates, an anti-piracy company in based in China. “There is no question the government wants to crack down on counterfeiters. What remains in question is the consistency of enforcement,” he added.

The U.S. delegation also highlighted food safety as a concern with imports from China. The example of melamine-tainted pet food ingredients imported from China recently was used as an example of weak health and environmental controls in China. U.S. trade delegate Susan Schwab said the issue of food safety was raised by Agriculture Secretary Mike Johanns and Health and Human Services Secretary Michael Leavitt. “This is not necessarily reflective of more protectionism or anti-Chinese sentiment, but rather that there are concerns there and we need to be responsive,” said Schwab.

It is hoped that breakthroughs will be reached on issues such as U.S. complaints of high Chinese import duties on U.S. energy technology products and the restriction on U.S. airline flights to China.

In the US Congress, a number of potential bills that would impose trade restrictions on China, are being pursued. Recently, a trade panel voted to impose a 44.3 percent tariff on polyester imports. Meanwhile, the Bush administration increased duties on certain types of glossy paper from China. A bill imposing 27 percent tariff on all Chinese goods has been proposed in Congress but hasn’t yet passed.

“The frustration that I and many of my colleagues in the Senate feel is that China is not satisfying its obligations as a member of the WTO and as a major beneficiary of open trade,” wrote Charles Grassley, chairman of the Senate Finance Committee, in a letter sent to Wu in advance of the summit.

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UK Wikinews Shorts: December 23, 2009

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UK Wikinews Shorts: December 23, 2009

Posted: March 14th, 2022 by Admin

A compilation of brief news reports for Wednesday, December 23, 2009.

 Contribute to Wikinews by expanding these briefs or add a new one.

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Evergrande real estate firm makes missed September bond payment, avoids default

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Evergrande real estate firm makes missed September bond payment, avoids default

Posted: March 13th, 2022 by Admin

Saturday, October 23, 2021

China property giant Evergrande Group wired USD83.5 million in interest owed in an offshore bond from September 23 on Thursday, temporarily averting default, according to a Reuters source and Chinese newspaper Securities Times.

The wire to a Citibank fiduciary account following a 30-day grace period came after assurances by various members of the Chinese government, Reuters reported. At a Beijing forum Wednesday, Chinese Vice Premier Liu He described the risks as controllable, and chairman of the China Securities Regulatory Commission Yi Huiman said that while authorities needed to curb excessive debt more broadly by “improv[ing] the effectiveness of the constraint mechanism on debt financing”, the matter would be dealt with properly.

Once China’s top real estate developer, Evergrande had accumulated approximately USD305 billion in liabilities, two per cent of the Chinese gross national product, after “dwindling resources” cut its value by 80%, according to Reuters. September data revealed Chinese home sales by value fell by nearly 17% year-on-year, according to The Guardian, and fears over its default led to a slowdown in China’s third quarter GDP growth to a year low of 4.9%. Two sale negotiations with rival developers Hopson Development and Yuexiu, valued at USD2.6 billion and USD1.7 billion, respectively, were suspended, reportedly due to a lack of consent by the government of Guangdong province currently overseeing Evergrande’s restructuring.

News of Evergrande’s remittance caused its shares to rise by as much as 7.8% this morning after a two-week pause in trading for the anticipated sale of 50.1% in Evergrande Property Services Group, and offering some reprieve for bondholders, according to Reuters. Portfolio manager at GaoTeng Global Asset Management James Wong, interviewed by The Guardian, called the news “a positive surprise”, adding “[i]f Evergrande pays this time, I don’t see why it won’t pay the next time.” Jun Rong Yeap for IG Asia pte., interviewed by Bloomberg, said the report “overturned” the narrative “that Evergrande will face difficulty in securing cash ahead”.

Further missed payments are due October 29 and November 11 after similar 30-day grace periods; including yesterday’s USD83.5 million, nearly USD280 million is owed to bondholders.

Stocks have been down for many major Chinese developers: Reuters Wednesday reported year-to-date stock prices fell 87.8% for Sinic Holdings, currently in Fitch Ratings’ ‘restricted default’ after failing to make an October 18 bond payment valued, according to The Guardian, at USD246 million; 80.2% for Evergrande itself; 78.3% for E-House, 58.5% for Fantasia Holdings and 54.6% for Kaisa Group, which defaulted in 2015 and had bonds reach record lows.

Estimates of the Chinese real estate market’s size range from 16 to 25% of the Chinese gross domestic product, according to The Guardian. Chinese President Xi Jinping’s aim to transform the country’s economy from one of debt-fuelled “inflated” growth to one of improved “quality and returns” included imposing regulations on developers that limited their capacity to borrow. A Guardian comment piece from economist George Magnus published on October 15 made reference to China’s “ghost cities” and “rampant credit creation” that has given rise to high vacancy rates and the “financialisaton of housing”.

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Data Annotation Tools Market To Reach Us$5 Billion By 2026

Posted: March 12th, 2022 by Admin

A research report published by Global Market Insights, Inc., suggests thatdata annotation tools marketwill exceed a valuation of $5 billion by 2026. Global data annotation tools market derives much of its growth from the rising penetration of machine learning and artificial intelligence technologies in various industry verticals. These tools are witnessing extensive adoption in healthcare, telecom, agriculture industries. Data annotation tools industry size from the agriculture segment is projected to grow at a 30% CAGR over 2020-2026.

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Artificial intelligence has witnessed massive deployment in agricultural applications for semantic segmentation of videos & images using data labeling tools. These tools help farming robots in executing many real-time actions, including herbicide spraying, weed controlling, and automated monitoring of huge acreage farmlands. For example, in 2018, Cropin, an AgTech solutions provider collaborated with ITC Ltd., an Indian multinational conglomerate company, to digitally plan and annotate the imagery of farmlands expanded in around 24,000 acres across four states of India.

Text data labeling has gained significance in creating document classification algorithms and accomplishing sentiment analysis. It has also found wide-ranging applications in scrutinizing objectional materials and potential threat topics in social media handles. The same can be validated by funds provided by Defense Institute of Advanced Technology under the Ministry of Defense, India, to perform research for deployment of text labeling tools to examine social networks and suspect terrorist groups.

Speaking about the regional landscape, Europe data annotation tools market is likely to experience growth spurts across the Netherlands, Germany, and Nordic countries. These countries being the frontrunners in the implementation of AI and machine learning technologies provide lucrative opportunities for data annotation tools industry growth. Moreover, in Europe, business corporations have been amplifying focus on adoption of AI technologies. The European Commission has earmarked around $775 million for the development of AI-related projects under Horizon 2020 digital strategy. Europe data annotation tools market is likely to observe a CAGR of more than 30% over 2020-2026.

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Growing adoption of data annotation tools in various end-use industries has stimulated industry players to develop novel marketing strategies to secure a niche position for themselves. For example, in October 2018, Playment, a data labeling platform for AI, teamed up with Ouster, a leading LiDAR sensors provider, for annotation and calibration of 3D imagery captured by its sensors. Some other major data annotation tools industry players include Appen Limited, Alegion, Inc., Amazon Web Services, Inc., CloudApp, Inc., Clickworker GmbH, CloudFactory Limited, Google LLC, and Cogito amongst others.

Browse key industry insights spread across 230 pages with 259 market data tables and 29 figures & charts from the report, “Data Annotation Tools Market,Analysis Report, Regional Outlook, Growth Potential, Competitive Market Share & Forecast, 2020 – 2026”in detail along with the table of contents:

About Global Market Insights

Global Market Insights, Inc., headquartered in Delaware, U.S., is a global market research and consulting service provider; offering syndicated and custom research reports along with growth consulting services. Our business intelligence and industry research reports offer clients with penetrative insights and actionable market data specially designed and presented to aid strategic decision making. These exhaustive reports are designed via a proprietary research methodology and are available for key industries such as chemicals, advanced materials, technology, renewable energy and biotechnology.

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Interview with BBC Creative Archive project leader

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Interview with BBC Creative Archive project leader

Posted: March 12th, 2022 by Admin

Thursday, June 22, 2006

The Creative Archive project is a BBC led initiative which aims to make archive audio and video footage available to be freely downloaded, distributed, and ‘remixed’. The project is still in a pilot stage, and is only available to UK residents, but the long-term future of the project could have a major impact on the way audiences interact with BBC content.

The project is partly inspired by the Creative Commons movements, and also by a general move within the BBC to be more open with its assets. Additionally, educational audiences such as schools have expressed an interest in using BBC content within the classroom, both to watch and to create multimedia content from.

So far, clips made available under the licence have included archive news footage, nature documentary footage, and video clips content designed for educational uses. “It’s done very well with the audiences we’ve directed them towards – heavy BBC users,” says Paul Gerhardt, project leader. Users downloading the clips are also prompted to fill in a questionnaire, and so far 10-15% of people seem to be doing something with the material, although the BBC can’t be sure what exactly that is.

One of the biggest limitations within the licence as it currently stands during the pilot scheme is that the material is only available for use by people resident in the UK. The BBC’s Creative Archive sites use ‘geo-IP filtering’ to limit downloads to the UK, but there is some confusion over whether people who create their own content using the material can upload their creations to their own websites. A question within the FAQs for one of the more recent selections of clips suggests that this isn’t possible, saying “during this pilot phase material released under the terms of the Creative Archive Licence cannot be used outside the UK – therefore, unless a website has its use restricted to the UK only, content from the ‘Regions on Film’ archive cannot be published on it.”

“We want people to make full use of this content, whether they cut and paste it or whether they share it, and we completely accept that we’ve got a bit of a contradiction at the moment by saying UK-only and yet encouraging people to put it on their sites to share it with others, because you can’t expect people to have geo-IP restriction technology,” admits Mr Gerhardt. “We’re thinking hard about how to deal with this after the pilot – at the moment it’s quite likely that we’re probably going to need to find a distribution partner outside of the UK, so that if you’re outside of the UK you’ve got roughly the same experience as in the UK, but the content could be surrounded by sponsorship messages or advertising or whatever. Once we’ve done that then leakage from one to the other won’t really matter very much.”

The Creative Archive project has not been without critics from the commercial sector, worried that the BBC giving away their content for free would make it difficult for them to be able to make money from their own content. The BBC has explained to some of the commercial players that the content would be limited during the pilot, would not be available in broadcast quality, and that watermarking technologies would be trialled so that content could be recognised when it crops up elsewhere. The BBC is also investigating a business model for the future where there would be a “close relationship between public access to low-resolution content and a click through to monetising that content if you want to buy a high-resolution version”. People who want to play around with the material might discover they have a talent and then find they need to get a commercial license to use it properly, Mr Gerhardt explains, and the project wants to make it easy for this to happen.

Before the project can go ahead with the full scale launch, it will have to go through a ‘public value test’ to assess its overall impact on the marketplace, and commercial media companies will have a chance to input at this point.

For ease in clearing the rights, all of the content available under the pilot project is factual, but in the future the project could include drama and entertainment content. The BBC may also, in the future, work the Creative Archive licences into the commissioning process for new programmes. “This raises some really interesting ideas – if you have a documentary series, you could use the Creative Archive to release the longer form footage, for instance – that would create a digital legacy of that documentary series,” Mr Gerhardt explains. “The other interesting thought in the longer term would be for the BBC, or another broadcaster, to contribute to a digital pool of archive material on a theme, and then invite people to assemble their own content out of that. We could end up broadcasting both the BBC professionally produced programme accompanied by other programmes that other people had made out of the same material.”

One of the ways that the Creative Archive licence differs from the other ‘copyleft’ licences like Creative Commons, aside from the UK-only limitation, is that the licence currently allows the BBC to update and modify the licence, which may worry those using the licence that their rights could suddenly become more restricted. “The licence at the moment is a draft, and we’ve given warning that we may well improve it, but we wouldn’t do that more than once or twice. The ambition is that by the time we scale up to the full service we would have a fixed licence that everyone was comfortable with, and it wouldn’t change after that.”

“The ambition is to think about creating a single portal where people can search and see what stuff is out there under the same licence terms, from a range of different suppliers. The idea is that if we can create something compelling like that, we will attract other archives in the UK to contribute their material, so we’d be aggregating quite a large quantity.”

The Creative Archive project has captured the interest of many Internet users, who are growing increasingly, used the idea of being able to ‘remix’ technologies and content. Some groups have been frustrated with the speed at which the project is developing though, and with some of the restrictions imposed in the licence. An open letter to the BBC urges the dropping of the UK-only limitation, the use of ‘open formats’, and to allow the material to be usable commercially.

Mr Gerhardt has publicly welcomed debate of the licence, but makes it clear to me that the whole BBC archive will never all be available under the Creative Archive terms. “We will make all our archive available, under different terms, over the next five to ten years, at a pace to be determined. There would be three modes in which people access it – some of the content would only be available commercially, for the first five year or so after broadcast, say. The second route is through a ‘view again’ strategy where you can view the programmes, but they’d be DRM-restricted. And the third mode is Creative Archive. Over time, programmes would move from one mode to another, with some programmes going straight to the Creative Archive after broadcast.”

Others who disagree with the ‘UK-only’ restriction within the licence include Suw Charman, from the Open Rights Group, who has said “it doesn’t make sense in a world where information moves between continents in seconds, and where it is difficult for the average user to exclude visitors based on geography.” On the project generally, though, she said “I think that it is a good step along the way to a more open attitude towards content. It is a toe in the water, which is far preferable to the attitude of most of the industry players, who are simply burying their heads in the sand and hoping that lawsuits and lobbying for new legislation will bolster their out-dated business plan.”

Other organisations currently participating in the Creative Archive scheme include the British Film Institute, the Open University and Teachers’ TV. Two artists have been awarded scholarships to create artworks using BBC archive material, and BBC Radio 1 has held a competition asking people to use the footage in creative ways as backing visuals to music. The process of making the BBC’s archive material fully available may be a long one, but it could end up changing the way that people interact with the UK’s public service broadcaster.

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National Hockey League news: March 10, 2008

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National Hockey League news: March 10, 2008

Posted: March 10th, 2022 by Admin

Monday, March 10, 2008

There were 8 games played in the National Hockey League on March 9, 2008.

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Cleveland, Ohio clinic performs US’s first face transplant

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Cleveland, Ohio clinic performs US’s first face transplant

Posted: March 10th, 2022 by Admin

Thursday, December 18, 2008

A team of eight transplant surgeons in Cleveland Clinic in Ohio, USA, led by reconstructive surgeon Dr. Maria Siemionow, age 58, have successfully performed the first almost total face transplant in the US, and the fourth globally, on a woman so horribly disfigured due to trauma, that cost her an eye. Two weeks ago Dr. Siemionow, in a 23-hour marathon surgery, replaced 80 percent of her face, by transplanting or grafting bone, nerve, blood vessels, muscles and skin harvested from a female donor’s cadaver.

The Clinic surgeons, in Wednesday’s news conference, described the details of the transplant but upon request, the team did not publish her name, age and cause of injury nor the donor’s identity. The patient’s family desired the reason for her transplant to remain confidential. The Los Angeles Times reported that the patient “had no upper jaw, nose, cheeks or lower eyelids and was unable to eat, talk, smile, smell or breathe on her own.” The clinic’s dermatology and plastic surgery chair, Francis Papay, described the nine hours phase of the procedure: “We transferred the skin, all the facial muscles in the upper face and mid-face, the upper lip, all of the nose, most of the sinuses around the nose, the upper jaw including the teeth, the facial nerve.” Thereafter, another team spent three hours sewing the woman’s blood vessels to that of the donor’s face to restore blood circulation, making the graft a success.

The New York Times reported that “three partial face transplants have been performed since 2005, two in France and one in China, all using facial tissue from a dead donor with permission from their families.” “Only the forehead, upper eyelids, lower lip, lower teeth and jaw are hers, the rest of her face comes from a cadaver; she could not eat on her own or breathe without a hole in her windpipe. About 77 square inches of tissue were transplanted from the donor,” it further described the details of the medical marvel. The patient, however, must take lifetime immunosuppressive drugs, also called antirejection drugs, which do not guarantee success. The transplant team said that in case of failure, it would replace the part with a skin graft taken from her own body.

Dr. Bohdan Pomahac, a Brigham and Women’s Hospital surgeon praised the recent medical development. “There are patients who can benefit tremendously from this. It’s great that it happened,” he said.

Leading bioethicist Arthur Caplan of the University of Pennsylvania withheld judgment on the Cleveland transplant amid grave concerns on the post-operation results. “The biggest ethical problem is dealing with failure — if your face rejects. It would be a living hell. If your face is falling off and you can’t eat and you can’t breathe and you’re suffering in a terrible manner that can’t be reversed, you need to put on the table assistance in dying. There are patients who can benefit tremendously from this. It’s great that it happened,” he said.

Dr Alex Clarke, of the Royal Free Hospital had praised the Clinic for its contribution to medicine. “It is a real step forward for people who have severe disfigurement and this operation has been done by a team who have really prepared and worked towards this for a number of years. These transplants have proven that the technical difficulties can be overcome and psychologically the patients are doing well. They have all have reacted positively and have begun to do things they were not able to before. All the things people thought were barriers to this kind of operations have been overcome,” she said.

The first partial face transplant surgery on a living human was performed on Isabelle Dinoire on November 27 2005, when she was 38, by Professor Bernard Devauchelle, assisted by Professor Jean-Michel Dubernard in Amiens, France. Her Labrador dog mauled her in May 2005. A triangle of face tissue including the nose and mouth was taken from a brain-dead female donor and grafted onto the patient. Scientists elsewhere have performed scalp and ear transplants. However, the claim is the first for a mouth and nose transplant. Experts say the mouth and nose are the most difficult parts of the face to transplant.

In 2004, the same Cleveland Clinic, became the first institution to approve this surgery and test it on cadavers. In October 2006, surgeon Peter Butler at London‘s Royal Free Hospital in the UK was given permission by the NHS ethics board to carry out a full face transplant. His team will select four adult patients (children cannot be selected due to concerns over consent), with operations being carried out at six month intervals. In March 2008, the treatment of 30-year-old neurofibromatosis victim Pascal Coler of France ended after having received what his doctors call the worlds first successful full face transplant.

Ethical concerns, psychological impact, problems relating to immunosuppression and consequences of technical failure have prevented teams from performing face transplant operations in the past, even though it has been technically possible to carry out such procedures for years.

Mr Iain Hutchison, of Barts and the London Hospital, warned of several problems with face transplants, such as blood vessels in the donated tissue clotting and immunosuppressants failing or increasing the patient’s risk of cancer. He also pointed out ethical issues with the fact that the procedure requires a “beating heart donor”. The transplant is carried out while the donor is brain dead, but still alive by use of a ventilator.

According to Stephen Wigmore, chair of British Transplantation Society’s ethics committee, it is unknown to what extent facial expressions will function in the long term. He said that it is not certain whether a patient could be left worse off in the case of a face transplant failing.

Mr Michael Earley, a member of the Royal College of Surgeon‘s facial transplantation working party, commented that if successful, the transplant would be “a major breakthrough in facial reconstruction” and “a major step forward for the facially disfigured.”

In Wednesday’s conference, Siemionow said “we know that there are so many patients there in their homes where they are hiding from society because they are afraid to walk to the grocery stores, they are afraid to go the the street.” “Our patient was called names and was humiliated. We very much hope that for this very special group of patients there is a hope that someday they will be able to go comfortably from their houses and enjoy the things we take for granted,” she added.

In response to the medical breakthrough, a British medical group led by Royal Free Hospital’s lead surgeon Dr Peter Butler, said they will finish the world’s first full face transplant within a year. “We hope to make an announcement about a full-face operation in the next 12 months. This latest operation shows how facial transplantation can help a particular group of the most severely facially injured people. These are people who would otherwise live a terrible twilight life, shut away from public gaze,” he said.

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Loan Fraud

Posted: March 10th, 2022 by Admin

By Johnny Stapleton

Each year uninformed homebuyers, usually first time purchasers or seniors fall victim to predatory lending known as loan fraud. True, there are many lenders, appraisers, brokers and other real estate professional that legit ably want to assist you in obtaining a nice comfortable home with a great loan but always remember that trite phrase ‘buyer beware.’

Buying or refinancing a home is one of the most important financial decisions that we make, it is vital to learn as much as we can about the home loan process. That is why I decided to list the most important steps you can take so you won’t become the next victim of loan fraud.

Step one is to Beware of false appraisals. You should have a good idea of what houses appraise for.

Step two is to take your time and shop around. Competition is great for consumers. If you don’t appreciate one lender’s offer, there is always another one waiting.

[youtube]http://www.youtube.com/watch?v=i1ei7wQqibA[/youtube]

Step three is be certain that the costs and loan terms at closing are what you originally agreed to.

Step four is do not be talked into lying about lie about your income, expenses, or cash available for downpayments in order to get a loan.

Step five is get several quotes from multiple brokers or lenders so you know you’re being charged a fair interest rate based on your credit history, not your race or national origin.

Step six is watch out for higher-risk loans such as balloon loans, interest only payments, and steep pre-payment penalties.

Step seven is be careful about disclosing things like your need of cash due to medical, unemployment or debt problems. You are very vulnerable in these cases.

Step eight is do not sign a sales contract or loan documents that are blank or that contain information which is not true.

Step nine is don’t strip your home’s equity by refinancing again and again when there is no benefit to you.

The Final step is do not let anyone convince you to borrow more money than you know you can afford to repay. If you get behind on your payments, you risk losing your house and all of the money you put into your property.

About the Author: We have over 80 Little-known Banks & Companies that offer Bad Credit Loans, Bad Credit Home Loans, and Bad Credit Auto Loans to people with Bad Credit or even a Bankruptcy. Many require absolutely NO COLLATERAL & NO CO-SIGNERS.

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Red Shirts cause state of emergency in Thai capital

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Red Shirts cause state of emergency in Thai capital

Posted: March 8th, 2022 by Admin

Friday, April 9, 2010

Prime Minister Abhisit Vejjajiva declared a state of emergency in Bangkok, Thailand and its surrounding areas today with the intention of combating anti-government protesters. The proclamation was made shortly after a group of Red Shirts, the common name for a political group in Thailand, stormed parliament. Senior officials were airlifted in a Black Hawk helicopter while other ministers were forced to jump over a wall at the back of the compound. The protesters left without violence after meeting opposition from members of parliament in the building.

The declaration of a state of emergency terminated military regulations and suspended certain civil liberties; one of these being the right to public gatherings of more than five people. This is the fourth state of emergency declared in Thailand because of political turmoil. Although the army has used violence in the past, they have been largely reluctant to attack or disperse large mobs. With a disabled military, one soldier carrying an M16 rifle was forced to flee from protesters; his weapon was stolen from him after being wrestled to the ground. Prime Minister Abhisit and army officials understand that a violent clash between authorities and anti-government protesters would worsen the political climate.

The military has been cautious about taking violent action against the people, but these feelings have not been reciprocated by Red Shirts. Two policemen were harmed by a grenade explosion at the central headquarters of the Abhisit’s Democrat party in an altercation on Tuesday. These protesters view their prime minister as an “Oxford-trained economist” being controlled by an unelected cabal. The protesters have resolved that if another election went underway they would respect the results and call off further disturbances.

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